On his first trip to Europe, David's greatest fear was being robbed. After weeks of research, he packed a neck pouch as well as a money belt, but both of them proved unsuitable for different reasons.
He used the neck pouch only two days because it chafed and added a strange protrusion to his chest. The cumbersome waist money belt didn't work much better. At the end of one long, exhausting day when he was reaching for the belt to pay for some dinner croissants, he found himself absent-mindedly undoing his jeans zipper while trying to get to his money. The money belt certainly kept his cash secure, but being arrested for indecent exposure would be too high a price to pay!
That night he developed a solution that worked beautifully for the rest of the trip. He inserted his belt in the cord that held the neck pouch and then wrapped the cord several times around his belt. (Use a belt that's the same color as the pouch cord if you can.) Making sure he left enough slack to allow easy use, he slipped the neck pouch deep into his front jeans pocket.
This technique worked beautifully. The pouch was easy to reach in David's front pocket, but it was secured by the looped-many-times-around-the-belt cord. Also, the unusual position (David usually carries a wallet in his back pocket.) was comfortable yet kept him aware of the wallet's whereabouts. I suppose a pickpocket could have tried to rip the wallet out of David's front pocket, but he would have had to drag a 6'5” man behind him to get away with it!