Vacation Glitch Solutions

David and I had a flat tire in the medieval Breton city of Dinan, France.

Everyone hopes his trip will go smoothly with the only surprises being serendipitous ones like finding a perfect deli with mouth-watering delicacies at a fraction of a restaurant's price, but, unfortunately,  mini-disasters can occur.

David and I will never forget the flat tire that marred an otherwise perfect trip to the Brittany area of France.  Luckily, our wonderful hosts, from whom we had rented a hundred-year-old granite three story house, helped us locate and deal with a tire company.  But if you don't happen to have a helpful landlady, what should you do if disaster strikes?

Can You Trust Your Credit Card Car Insurance? - Flat Tire Follow-Up

"Tire damage, unless damaged by fire, malicious mischief or vandalism, or stolen or unless the loss be coincident with a covered loss [is not covered by, for lack of a better term,  credit card car insurance]."

That's the explanation from the Chubb Insurance Company which handles claims for my credit card company, Citi Bank. 

I've rented dozens of cars, domestically and internationally, always relying on the car insurance provided by my credit card and refusing any additional insurance from the rental agent, but this is the first time I've had a claim.  And that claim was denied. (Click this link to read about our misadventure with the tire in Dinan, France.)